I am appalled at the medical community that allows the private sector to determine benefits. I have a retirement contract that suppossedly guaranteed my medical benefits until my death. They also said I would have insurance until I died. ATT--has now reniged on their benefits--giving me a 1100$ deductable and medicare is no better. I buy my one drug at Walmart for 4$ a month. Believe me--if I had really understood how horrid ATT was--I would have gotten another job. It is the worst place to work--Alexander Graham Bell is rolling--not to mention Charlie Brown. I had the worst bosses, the least respect--but I had hoped to come to a good retirement--now they are ruining my "golden Years" by giving me less and less, raising my rates for an insurance I do not have--ATT is a horrid corporation